Extra debt payments

If you wish to illustrate the impact of one-time or recurring additional debt payments, you can add a 'Extra debt payment' card on the Profile / Expenses page. You can associate the payments with a specific credit card / loan and indicate the amount and timing of payment(s).

HSA distribution flexibility

We have added a setting (on the 'Client Settings' tab) that allows you to delay any distributions from a Health Savings Account (HSA) until after retirement.

Social Security enhancements

Our Social Security calculations have been enhanced for scenarios where one or both clients are already receiving SS benefits. For clients currently receiving benefits, you can specify the age they started receiving to have the system calculate any applicable spousal / survivor benefits.

Joint taxable savings

If clients are saving into a jointly owned taxable account (such as a brokerage account) or 529 plan, you can specify the owner as 'Joint' on the Profile / Savings screen.

Future property and mortgage

We have enhanced our support for reflecting future property purchases and associated mortgages, which are reflected in the cash flow projections but not in clients' current net worth.

FinFolio integration

Integration with FinFolio is now available! This integration, currently in Beta mode, allows you to link account information held at FinFolio. For instructions on how to set up the FinFolio integration, please visit the Help Center.

After-tax 401k savings w/Roth conversion

We have added support for after-tax 401(k) contributions that are converted to Roth accounts, a strategy sometimes referred to as ‘Mega Backdoor Roth Conversions’. You can add a Savings card to reflect the after-tax 401(k) contributions and details on the type of Roth account and timing. See details in the Help Center.

Head of Household filing status

We have added the ability to select 'Head of Household' tax filing status for single clients. When selected on the Profile > Expense > Tax and Fees card, we will reflect the appropriate deduction and tax brackets in the tax calculations.

401(k) to IRA rollover

You can now illustrate rolling 401(k) assets to an IRA account, and vice versa, using the Profile > Income > Distribution card. Use the "Convert/rollover" drop-down box to select the type of rollover.

my529 Integration

We are happy to announce we have completed integration with my529. This integration will allow you to link account information for 529 plans from my529. To start the integration process, reach out to 529 as described in the Help Center.

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